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What to Do When Your Car Is Pulled Over by Police

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In general, there is no difference between the model, make and type of vehicle you choose to operate: if you intend to drive recklessly, be it behind the wheel of a car, truck, SUV, ATV, RV or motorcycle, be prepared to dish out a lot more for your vehicle’s commercial or personal insurance policy premiums. Auto quotes and rates typically escalate as a result of police summonses and collisions that you have liability for. Aside from that, there is another aspect in regard to dealings with a law enforcement officer when it comes to motor vehicles – and that is the way you conduct yourself when pulled over for a traffic infringement.

While US state legislators busy themselves with curbing the violent trend spiked across the nation in regard to police confrontations, there are those that insist education is where change begins. Ideas in fact are being brought to the table in regard incorporation of classes that teach drivers how to act and speak to a policeman or woman when pulled over for a traffic violation.

The leading insurance companies and agencies advise motorists to be courteous and respectful while following the police officer’s requests at all times. These basic guidelines can help you properly respond to an otherwise uncomfortable situation.

The Correct Way to Interact with the Law

• Immediately after noticing a police car’s signal to pull over, slow down and safely stop at the side of the road while waiting for the police officer to approach the side of your car.

• Once your car is parked on the side, roll down the driver’s window, turn off the car’s engine and switch on interior car lights. Then, place both your hands conspicuously on the wheel.

• Take out your license, registration and insurance papers only when asked to do so by the officer.

• Answer all questions posed by the police officer in a courteous, polite and respectful tone. Do not attempt to interrupt the officer. Do not quarrel with the officer.

• Never attempt to walk out of your car without being asked to do so by the officer. If you are requested to exit your vehicle by the officer, make sure to appear calm and collected so that you will not be suspected of contemplating a violent act.

• Keep in mind that you have your rights. One of them is remaining silent if you choose to do so. Nonetheless, remain civil, considerate and respectful at all times.

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Source by M Wyzanski

Restorative Cleaning: Bring Carpets Back to Life

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Restoring your customers’ carpets to like-new condition is a feat worth overcoming. Doing so will help boost customer satisfaction and increase the chances of them coming back to you in the future. Carpet cleaning services are relied upon because it helps property owners save money. Your carpet cleaning supplies and equipment are the golden ticket to saving damaged rugs from requiring expensive replacements.

The carpets that are the most hard hit happen to be those within commercial buildings. Employees and customers tread across the floors day in and day out, leaving behind soiled, dingy carpeting. If not consistently taken care of, these carpets can quickly become unmanageable. This is where your cleaning program comes in.

With a proper preventive cleaning program implemented, your customers will be able to reduce the damage done to their floors. While interim cleaning and preventive cleaning are key, they’re not sufficient for restoring carpets.

Offering Restorative Cleaning Services

Another term for this is deep cleaning – this should be done at least once or twice each year, especially after wintry, wet seasons. This is the last resort for maintaining carpets, and is frequently needed because of all the mud and debris that’s tracked in by incoming traffic. There are both portable and truck mounted carpet cleaning machines you can use for the restoration of carpets.

The Process of Restoring Carpets

Once you have the correct cleaning equipment on hand, you can begin targeting the areas of the carpet that are difficult to clean. This may include stains and spots caused by food and heavy soils. Certain areas may even be worn due to insufficient cleaning frequencies.

Here’s a quick checklist for the carpet restoration process:

  1. Begin by removing all the stains and soil from the carpet (various methods and machines can be used)
  2. Neutralize and deodorize all bacterial contaminants you find
  3. Apply a carpet protector to the surface of the carpet, using the instructions of the manufacturer
  4. Use a pre-spray that’s suitable for the carpet fibers and allow it to set for five to ten minutes
  5. Start the agitation process using a pile lifter (this will restore matted fibers and loosen up embedded soils)
  6. Use a low-moisture hot water extractor to rinse the carpet using water temperatures 120 degrees or hotter (the carpet should take no more than two to three hours to dry)

You can implement the above steps into your carpet cleaning program, using whichever equipment you deem necessary.

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Source by Jennifer Diaz

What Car Battery Should You Choose? Absorbed Glass Mat (AGM), Gel Or Wet Cell

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An electrical problem that doesn’t let your car start and leaves you stuck in a parking lot or some place away from the fix that’s needed is an unwanted problem we all do our best to avoid. So what can you do to lessen the possibility of a possible unwanted situation that involves an electrical system crash in your vehicle?

First of all make sure you spend double the money on a good car battery. A lead acid battery can cost between $75 to $125 dollars. The only reason liquid lead acid batteries are the most commonplace is liquid lead acid batteries were first developed in 1859 and they are the least expensive in today’s world of automotive engine starting sources. In 1971 the sealed liquid lead acid battery was created that made it maintenance friendly.

VRLA (valve regulated lead acid) batteries include gel and absorbed glass mate which are not liquid. Gel batteries are as the name applies which is a “Gel”. AGM batteries are silicate glass fibers mixed with boron and formed into a mat that holds the electrolyte. Non liquid gel batteries were created in the late 1920’s and lead to the creation of the “Absorbed Glass Mat” batteries in 1957. The AGM (absorbed glass mat) battery was put into production in 1972 but mostly used for military applications and non vehicle applications like boats, motor homes, motorcycles and electronics. Nowadays you see more AGM batteries becoming available for use in production cars. AGM (absorbed glass mat) batteries can cost from $160 to $250 but have more advantages over liquid lead acid batteries.

AGM batteries are basically used in applications where the use of the vehicle is only used now and again as in boats and recreational vehicles. The non use discharge rate is much lower in non use applications than liquid lead acid batteries. The charge rate is much faster also. Some automotive manufacturers are installing AGM batteries as their standard new car power source because of today’s higher vehicle power consumption. BMW right now is known to be the first to install AGM batteries in their 2007 models because of computer functions and braking.

AGM batteries are much better than liquid lead acid batteries but the downside of AGM batteries is you don’t overcharge them. They will charge faster with a normal output alternator up to 14.5 volts and a high output alternator is not needed. When an AGM battery is used in a non use vehicle a solar panel is recommended with a trickle charge. AGM batteries will go bad if charged over 14.5 volts. Most problems with charging AGM’s are in sports vehicles due to the rough environment they are used in. Toss away your old plug in garage battery charger and get a new one that maintains “Voltage” instead of amps. An AGM battery charger will sense a very low voltage in the battery and will start the recharge whereas an old charger does not sense low voltage and will not charge the battery.

These batteries are used in military vehicles that sit in storage for many years and start up after years in storage with no problem. I’ve read stories online where people have left their AGM batteries sitting in their garage for many years and they have retained their full charge. I use AGM batteries in my vehicles and disconnect the negative cable in the one that I don’t use that often anymore and it starts right up when I run the engine occasionally. I’ve read complaints about the AGM failing often but that’s only because of bad practices with them or using them in systems where the charging exceeds the recommended level. You can leave these batteries sitting for long periods of time without charging them but it’s recommended that a solar panel with an extremely low trickle charge be used when not in use. Again I will say from my own experiences is to disconnect the negative cable to the battery when not in use.

The AGM vs Gel and the wet cell? The AGM has thicker plates that tend to not warp that easily during deep discharges and resist sulfur buildup’s that destroy a wet cell battery. Wet cell batteries usually go bad after 4 years if they make it that length of time. The life expectancy of the AGM battery can be up to 10 years if not overcharged. Gel cell batteries are great for sports vehicles but tend to charge slower.

The Winner Is, “Absorbed Glass Mat” if you learn how to take care of them properly.

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Source by Jim Allan

Can You Make Over $100,000 a Year in the Auto Repossession Business?

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A common question in the repo industry is, “How much money do repo men make?”

If someone told you that you could make over $100,000 a year in a bad economy without a college degree, you’d think they were crazy.  But some auto repo business owners are not only doing well – they’re making six-figures a year.  When the economy does bad, they do better!

How Much Do Repo Men Make?

If you start your own auto repossession business, you can expect to earn $250 (or more) per repo’ed car.  If you repossess two cars a night, five days a week, that’s $130,000 a year.  It certainly requires hard work and determination, but it’s possible.

Repossession agents make the most money when lenders hire them to track down hard-to-find debtors – which is called “skip-tracing.”  If a debtor voluntarily gives up their car (or if they’re easy to track-down,) an agent may only make $100 for the recovery.

Repo men who work for someone else typically earn 40% of the repo fee – or $70 to $100 per recovered vehicle (on average.)

What Are The Pros and Cons of Owning Your Own Repo Business?

While it’s true repo business owners make the most money, they have to pay for gas and overhead expenses before they get paid.  And, as the motto in the repo industry goes, “no recovery, no pay.” 

Fortunately, you don’t need to invest in expensive equipment to start a repo business.  In fact, you usually don’t need a tow-truck!

That’s because many lenders keep key codes on file for every vehicle they own.  Sometimes they even keep a spare set of keys!  All you have to do is get a key made, find the car and drive it away.

You can invest in a minimal amount of equipment to get started, and reinvest your profits as your business grows.

What Are The Pros and Cons of Becoming a Repo Man for Someone Else?

Although there are advantages to owning your own business, many repo agents find it easier to get started working with an established repossession company.  That’s because in some states, there are many hoops to jump through to become a licensed repossession business, including:

  1. Getting bonded and insured
  2. Competing a required amount of training (not all states require this)
  3. Familiarizing yourself with repossession, investigation and collection laws
  4. Investing in adequate equipment, computers and software for your business

In fact, many repo businesses owners got their start working for someone else!

While the repo business isn’t for everyone, if you have a tough skin, a hard work ethic and an entrepreneurial spirit, it can be lucrative whether you work for someone else or yourself.  The key is getting adequate training before you head out into the field, so you can avoid common (and costly) mistakes!

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Source by Dirk Windler