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Are Bad Credit Motorcycle Loans Possible

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Are bad credit motorcycle loans possible? This is a question I am asked over and over again, whether it is just meeting a person on the street or though e-mail from a person that found my motorcycle financing website. Well the short answer is yes bad credit motorcycle loans are totally possible even if you have a bankruptcy on your credit report. However, there are certain things you need to consider before looking for a bad credit cycle loans because you can be taken advantage of just because you have poor credit.

First off understand that over and over again in the world of motorcycle loans, I see cycle buyers with bad credit tend to focus more on desperation for getting approved for motorcycle financing rather than making a good decision for there financial future. As a result, when the typical motorcycle buyer with poor credit is approved they are often stuck with hefty fees, and backend products that leave them paying much more for their motorcycle than they should.

If you have bad credit and need a motorcycle loan, the best advice I can give you is do not let someone tell you that you have to pay document fees, extended protection, Gap insurance or other add on products to get approved. Sure you may have to sacrifice for a higher interest rate on your bad credit motorcycle loan, but you do not have to get taken to the cleaners with a bunch of other fees.

It is the above reasons that it is important to try to sometimes go straight to the lender and find a lender that will finance bad credit motorcycle loans I am not going to tell you that it is easy to get approved like if you had good credit but if you work a bit you can find motorcycle lenders specializing in bad credit. Here are some options you may want to consider.

1. Online Motorcycle Lenders: The nice thing about working with online motorcycle lenders is that you are going directly to the lender and there is no middle man involved with placing you in a loan that may put you in a bad situation. Going directly to the lender for bad credit motorcycle loans is always better in my opinion because the lender does not want to place you in a loan you will default on. On the other hand, going through a middle man you will find the middle man will want to place you in a situation where they will make the most money which could be a very bad loan for you.

2. Credit Union: Your local credit union may buy bad credit motorcycle loan more often than the average loan at a dealer because the credit union only has a small percentage of its overall loan portfolio in bad credit motorcycle loans. This allows them to control losses a bit better than a dealer because they have other thinks finance not just motorcycles. So they may approve bad credit motorcycle loans a dealer will not touch.

3. Personal Loans: Many people with poor credit tend to many times go for personal loans. I only recommend this option as a last resort, but I would much rather a bad credit applicant get the credit straight before getting a personal loan. The reason being is personal loans typically have very negative terms for motorcycle buyers and they can sometimes have interest rates in the 30% range. This is not a good situation for a motorcycle buyer.

4. Local Banks: Sometimes local banks can be an option for finding bad credit motorcycle loans, but typically they are stricter than Credit Unions. So check with your online motorcycle lender or credit union before going to a local bank. But similar to a credit union, local banks probably do not have a ton of their loans in motorcycles so this helps you chances of getting approved sometimes. Many times the less experience a bank has with motorcycle loans the better for you because they can sometimes evaluate bad credit motorcycle loans the same way as a car loan which typically is much more lenient.

So in a nutshell, if you are looking for bad credit motorcycle financing it is totally possible. It will require you to do a little more research than the typical person with good credit, but your efforts will be well worth it when you are riding your new motorcycle. The best thing for you to consider is not getting frustrated if one lender turns you down, because there is definitely a bad credit motorcycle loan out there waiting for you. You just have to start online or at your local credit union to get going in the right direction to financing your motorcycle.

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Source by Jay Fran

Top 10 Reasons Nice Guy Syndrome Leads To Failure With Women

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10) Too Nice- Yes the obvious one starts it off because by definition a nice guy is “nice” and nice guys don’t succeed sexually with women because quite frankly they’re nice guys.

9) Too Honest- A nice guy will let a girl know how deeply he cares for her and this leads to a few problems. The first problem is this might scare her away because she never looked at you in that way. Another problem is this kills off any sense of mystery you can convey with her. If she already knows how you feel about her, then what is there for her to fantasize about?

8) Lie too much- This isn’t a contradiction to the last reason it’s another typical nice guy trait. A nice guy will lie to himself and women about his sexual attraction to her because one of the biggest myths being perpetuated is women don’t want sex. Consequently he will pretend he only wants friendship in the beginning too “appear” different from all of the other guys who just want to bed her. This propensity for lying leads to the honesty previously mentioned which just comes out of nowhere and completely scares of women. Try being honest upfront. There is no need to hide your sexual feelings towards her in the beginning. You’d be surprised how much more action you’ll get that way.

7) Too needy- If you get a woman’s number or if by some miracle you actually got her into bed doesn’t give you free reign to call and pester her 24/7. Women want men they have to chase down not men who are all over them all the time calling “just to talk”. Come on, man you gotta stop being so needy with women.

Try this: Ask a women seriously which man would she be more drawn to, a man who calls 5 times a day or a man who calls 5 times a month.

6) Too predictable- Women love drama and adventure. They’re attracted to men who have an aura of excitement and danger. If you want to keep a woman you have to set her on an emotional roller coaster. Why do you think they spend so much time and money reading Romance Novels?

5) Too cautious- This is an extension of the last reason. You have to be bold and show women you’re a real man. Instead of just thinking about approaching a girl you want, make your move and walk up to her to initiate a conversation. You may surprise yourself and separate yourself from the majority of men who are “nice guys”.

4) Too gullible/people pleaser- Nice guys typically don’t have much street smarts. They can easily be hustled because one of the laws of human nature is “we like people who are like us”. Imagine for instance you’re in a club and a woman is talking to you smiling and you’re smiling right back at her and she asks you to buy her drink, what are you going to do? My guess is you’ll be her a drink. My 2nd guess is right after you buy her a drink she’ll be on the dance floor bumping and grinding with the guy who didn’t buy her a drink. My 3rd guess is she’ll be leaving with that same guy while you’re left paying for her cocktail.

Women will always respond negatively to men who are gullible people-pleasers. She needs to know from the jump that you can handle yourself, are tough-minded, and difficult to win over. It’s not in a man’s nature to be a pleaser of other people.

3) Too sweet/sensitive- You got yourself a 1st date and show up to her doorstep with candy & roses and you know what will happen? She’ll already feel she’s conquered you and the game is over so after the date don’t expect any kind of sexual pleasure. You’ll be lucky to get a goodbye kiss, but my guess is it’ll probably be a goodnight kiss right on the cheek. There’s no reason to be sweet all the time. A bad boy can get away with bringing flowers because it goes against what he normally does and as mentioned earlier women want an unpredictable man. When a bad boy does it it’s usually later in the relationship just to show her he can be sweet at times.

2) Too smiley- You want to be taken seriously then you have to look serious. If you approach a girl with a big smile on your face she’ll probably think you’re a wuss and not give you the time of day. Attracting women is serious business, boys and you have to put your game-face on at all times. This brings out that “mystery” thing I spoke about earlier. Women are experts at body language and love to imagine what’s going on inside your head. That’s why many women love astrology and psychology. If you’re always smiling like a used car salesman you’ve taken away all of her fun and firmly placed yourself in the “low-status individual” category aka “just friends”.

1) Evolution: Unfortunately for nice guys evolution has burned you. When we were all still living in very dangerous conditions men had to hunt, fight and protect their families/tribe. The men who proved capable of doing this were valued because women naturally knew they and their children will be safe under his watch.

Think about that for a moment. A man is supposed to be a leader not a follower. He is supposed to be a man of action not caution and he is supposed to be a protector. Nature has dictated this arrangement.

Nice guys are followers, men of caution and if they can’t protect themselves, how are they supposed to protect their women and children. This is why evolution is the number 1 reason why nice guy syndrome leads to failure with women.

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Source by Marquise Valmont

5 Steps to Success Using Home Made Subliminal Messages

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Using subliminal messages is easy and they can have a profound impact on your life. Although many people only hear about how these type of subconscious commands are used in advertising i.e. subliminal messages advertisements, they can be used very successfully for self improvement purposes.

Below are 5 tips you can follow to make your own subliminal messages that are tailored specifically to you and your unique situation and personal goals. Although you can use subliminal messages software this is a cheap alternative that you can put to work immediately.

Just follow the five steps blow:

1. Set a goal.

Before you attempt to use any tool, tactic or resource you must know what you are using it for and what you intend it to do. This may sound elementary and slightly patronizing but the reason for failure using any self improvement tool is a lack of directed focus and having no concrete definite objective.

Know what you want to achieve and then make it a goal. As an example we will use a new car.

2. A picture paints a thousand words.

In subliminal messages advertising videos on YouTube you can clearly see that pictures are used to “sell” to a prospective customer a product and connect it to a certain emotion or desire. When you make your subliminal messages you should do the same.

Create a desirable picture. Cut the car you want from a magazine and paste a photo of yourself over it. Make a few small copies and stick them in places you don’t usually look but pass every day. Like the side of the fridge or below a mirror.

Keep a large one – you’ll find out why later.

3. Hidden commands.

A subliminal message is a hidden command used to direct your subconscious mind. So somewhere on the large picture you put aside in step 2 write down a statement of intent like “my car” in our example. You will use a sentence that sums up your goal.

You should also write out small affirmations like “I own a…….(your goal)”. In our example it may be “I own a 2010 GTI White Golf Hatchback, with 17 inch alloy wheels, and a top of the range stereo system.”

4. Make a movie.

Use windows movie maker to create a short collage of images with affirmations stating that you already own the car of your dreams. Watch this movie for approximately 10 minutes every day to reinforce your other work.

5. Flash it into existence.

Get yourself a small push button flash light and place it beside your bed within arm’s reach.

On a wall opposite from where you sleep but a wall that you face put your picture with the affirmation on it that you made in step 3.

Set your alarm clock to wake you in the middle if the night. When the alarm sounds sit up quickly in the bed and point the flashlight at the picture turning it on only briefly. That is push the button on and off quickly while pointing the flashlight at the picture.

Do this twice. Then return to sleep.

Follow this simple plan and you will condition your subconscious mind to bring you your goal quickly.

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Source by Michael McGrath

Car Seat Covers Are Worth the Investment for Your Vehicle

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Car seat covers are utilized by many car owners. They come in many various colors and fabrics. Car owners use them mainly to preserve the wear and tear on seats. Each and every time you enter your car you are causing wear to the seats.

Weather you have leather seats, vinyl or fabric they will eventually wear out. In order to assure that you get the most out of your car seats, covers are a terrific idea. In addition, for resale value the condition of the interior of your car is just as important as preserving the exterior.

If you have small children and pets many feel that seat covers are definitely a must. When transporting either of these, you can expect wear and tear. Small children often have accidents with drinks, snacks or their little shoes have mud, snow or dirt. You are not able to clean their shoes each time they are placed in car seats and sitting in car seats or booster seats puts their small shoes directly on the car seat. Animals are just as rough for a car interior. Instead of 2 feet you have four feet and dog hair or cat hair.

Many recommend sheepskin car seat covers. Sheepskin car seat covers have several benefits. They are comfortable and great insulators. The will keep your seats warm throughout the winter months and cooler during the summer heat. Even the driver gets an additional layer of support that some drivers need. However, there are disadvantages.

Sheepskin covers can be fairly expensive compared to other forms of car seat covers. If you decide to bypass a uniform type of cover and go for covers manufactured specifically for your car you can expect to pay quite a bit. Looking at two bucket seats in the front and a bench seat cover in the back, universal covers usually cost a reasonable amount for all of the seats in the car. If you can afford custom made covers, you can expect to pay exceptionally more.

If you are driving certain vehicles that have side airbags that are not standard, you may not be able to have standard sheepskin covers. There are several manufacturers that need to modify the covers to allow for the side airbags.

Dirt can be difficult to remove from sheepskin covers. You can spot clean the covers but if you need an overallscrubbing, it can be problematic. Washing sheepskin covers the wrong way can wreck the covers.

Most car owners choose cloth covers for seats if you plan on washing repeatedly. They are available at many retailers and online rather inexpensively. If these are ruined for whatever reason, replacing them is less than a tank of gas in most cases.

Car seat covers are excellent for retaining the interior of your car. A small financial investment that you will find returned when you sell your car or to extend the life of the vehicle. Investments ultimately worth your car’s longevity in the long run.

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Source by Kayla Jeong