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As our technology advances, we discovered better ways to live with great convenience like the invention of different means of transportation such as the car. Almost every American home owns a car nowadays because having one is already a necessity.

In earlier times when there are no vehicles yet invented for transportation, the people uses animals like horses, camels, and even walk by foot to go to places they wanted to go thus it would take them longer periods of time before they reach their destination.

Moving from one place to another by land becomes easier with you having your personal transportation. You can choose whichever road nearest to the place you will go hence saving time having your own car.

Shopping would be more convenient knowing that you have your own time when you will leave from the house and when you go home after buying everything you need unlike in public transportation there are specific schedules to follow. You manage your own time and it makes you freer to use your time with other things.

In emergency situations requiring urgent medical help we can use our car to transport patient to the hospital especially if it would take longer time for the rescue mobiles to reach our place. But prior to transport of patient, first aid must be properly given by a trained person. With our car as transportation in emergency situations, we get to help save a person’s life.

Busy people who have work that requires travelling a lot in nearby states would need their own car so they can escape from the toxicity of purchasing a ticket to a train, a bus or booking a flight by an airplane. You can also have pleasure trips to these states together with the whole family and you will have more privacy travelling using your own vehicle for transportation.

When you buy a car, just make sure that the type you buy would be very comfortable to use and fit for your lifestyle. It doesn’t have to be very expensive, as long as it has a good quality. Choose the car that is convenient to drive by you and your family. You may get a second hand car and still a very beautiful one at that. Some used cars may not look so great buy with wonderful working engines just needs a little adjustments or even a new color to make it look new.

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Source by Thomas Glickman

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If you have decided to experiment with hydrogen fuel and would like to build a fuel saver Hydrogen Generator, I would suggest the HHO Dry Cell design. The old water4gas HHO generator design was discarded by the pros long ago, and the hydrogen generators known as wet cells are inferior to the new HHO dry cell design.

Here are a few reasons why the new “HHO dry cell” kits are better than the old water4gas and wet cell designs.

The old wet cell designs had a large amount of voltage leakage around the edges of the stainless plates. What this means is that part of the supplied current was not reaching the plates where the electrolysis process takes place, so you had to deliver more voltage in order to produce the desired amount of HHO gas. You do not have this current loss on an HHO dry design. With the new HHO dry cell design, the electrical current is focused on the dry cell plates, this is how the dry cell produces more hydrogen fuel with the use of fewer amps.

The HHO drycell is usually configured with four or five neutral plates, encased in several negative and positive stainless plates. The purpose of the neutral plate is to help lower the voltage between the positive and negative plates which will make this cell run much more efficiently. This design produces less heat and will form more HHO gas than the old water4gas and wet cell hydrogen generators, using fewer amps.

Another great improvement made with the HHO cell is the size of the unit. You can build an HHO dry-cell that is only 4″ x 4″ that will produce as much HHO gas as an old 6″ x 12″ wet cell. Because of this great improvement in design, the dry-cell-kit can be installed in an area with less available space.

If you are ready to build an HHO generator, don’t even think about buying HHO plans, you can get free plans for dry and wet cells all over the Internet. I have been supplying DIY HHO plans for free, for several years. Stop by HHO Dry Cell and grab a set of these free HHO plans today.

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Source by Robert L. Lee

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If you’re planning to attend a NASCAR race, then you can probably expect to spend a day at the track. There’s nothing worse than being unprepared for any outing, so consider a small checklist to make the day a fun-filled event.

• Be sure to wear comfortable shoes because you will be doing a lot of walking. On a normal day, fans can expect to be at the track for a minimum of five to six hours and, depending on your seat location, there are stairs to climb and you will definitely want to have a comfortable pair of walking shoes.
• Always bring a small umbrella or rain poncho – just incase those storm clouds decide to roll in during race time. If this should happen, the race will likely be stopped until the rain passes over and the track is dried. You’ll want to be dry while you wait for the race to resume. Purchase the smallest umbrella possible and tuck it in a purse or a pocket. There’s no need to carry a large, bulky umbrella around all day – especially if it ultimately isn’t needed. As a race fan, you’re always hoping for a sunny day, but it’s good to be prepared. If there’s a chill in the air, bring a light jacket.
• Remember to bring plenty of drinking water. Bottled water is ideal, convenient and really hits the spot on a hot summer day. Keep in mind that racetracks are large and, as mentioned previously, there is a lot of walking involved. From the time that you arrive, climb the stands and find your seat, fans are looking at a potential 30 minute walk or more. Avoid the temptation to poor the water over your head and save it for drinking.
• A snack is always a good thing to have on hand during raceday. Who wants to leave their seat when a hunger pain hits? Save yourself the time and pack a sandwich or candy bar from home. Don’t forget the hand sanitizer or soap, too!
• Keeping in mind that attending a live event is different than a televised event is essential. Many of the luxuries of watching at home, on television, are absent at a live event. Sitting in the stands will leave you without the commentary, so consider a scanner and headphones. A list of driver frequencies are available at most tracks, which will enable you to hear the spotter and driver communicate with one another during the race.
• Be sure to bring a camera and several rolls of film. If you’re using a digital camera, be sure that you have several brand new back-up batteries incase yours runs down through the course of the day.

Before you close that suitcase, there’s just a few more small items to remember. If you have a pit pass, bring along a small notebook for autographs. Consider bringing some cash, but not too much, for a visit to the many souvenir trailers lined outside the track. A final check should reveal that you’ve packed a pair of sunglasses and, if you’re seated high in the stands, grab a pair of binoculars and bring the action up close. After all, if a race isn’t close – what’s the point? Have fun.

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Source by Bob Johnson

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I recently helped a client of mine settle the total loss of her car that had been stolen, and the thought crossed my mind that others might find the information useful. My background before becoming an independent agent in 1996 was as a claims adjuster for a national insurance company. I learned a lot from working in that capacity, and found that most people who were unfortunate enough to have an automobile total loss situation did not know how the process worked, and would blindly settle for whatever figure was presented to them.

Insurance companies often utilize outside vendors to provide a detailed report listing comparable vehicles in the area and their respective asking price. Most of the time these reports are accurate, but sometimes they are not. It is important as an insurance consumer to educate yourself when dealing with the insurance company to settle your total loss. Once you do your due diligence and arm yourself with knowledge, you will be in a much stronger position when the company presents you with their settlement offer.

I am often asked how insurance companies determine the value of a vehicle that has been deemed a total loss. Do they use Kelley Blue Book or Edmund’s guide? The answer is no. California law prohibits insurance companies from using such guides to determine a vehicle’s value, as these guides are national in scope, and the value of your vehicle may be higher or lower than their figures based on the market in your area. Insurance companies have to determine the market value or actual cash value of the vehicle in your specific area. They can do this by searching local advertisements to find comparable vehicles for sale. These can take the form of print ads in the newspaper or online ad sites. The insurance adjuster may also talk to local dealerships to get a quote for comparable vehicles.

Usually the insurance company will come up with 7-12 comparable vehicles, and will list them all and average their prices to arrive at what they estimate to be the actual cash value of your vehicle. They will typically present you with the total loss settlement offer, and hope that you just accept it sign the release. This is where your research comes in handy. When you first suspect that your vehicle may be a total loss, you should start your research. Look on local websites such as http://www.AutoTrader.com that have used cars for sale in your area. Try to find as close a match to your vehicle as you can (i.e. same year/make/model, same or similar options packages, mileage, and condition). Of course you will be trying to find the comparable vehicles with the highest asking price. Try to find 5-10 comparable vehicles that are on the higher end of the price spectrum. Add all the prices up, and divide by the number of comparable vehicles in your sample to get an average.

When the insurance company presents you with their settlement offer, you now have a good idea of whether their offer is fair or is too low. The settlement process isn’t about haggling back and forth like you would with a used car salesman though. The claims adjuster wants to settle the claim as much as you do so that they can get the file off their desk and move on the next one, but they need documentation to put in their file to show how they arrived at the final settlement figure. You can help them by letting them know that you have done your research, and feel that their offer is low. Ask to see their report or research to see how they arrived at the figure they are offering. They are obligated to provide that information if you ask. Then, provide them with your research, and request they add the comparable vehicles that you found to their list, and average them all out. This should increase the overall figure.

Sometimes, as was the case when the insurance company settled the total loss of my wife’s vehicle, the offer is very fair. I had done my research, and determined the actual cash value of the vehicle. When the insurance company called and offered to settle the total loss for significantly more than the figure I had come up with, of course I did not argue with them.

By doing your due diligence and arming yourself with information, you will be in a better position to determine if the insurance company’s offer is accurate. If their offer is low, you now have the ammunition to bolster your position and maximize your total loss settlement.

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Source by Todd Payne

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Owning a Harley-Davidson entitles you to a great pride. It is like owning a luxury car or owning a private jet. This is why, even if what you are buying is a used Harley, the excitement is still the same. But before closing the deal, here are the pros and cons of buying used Harley-Davidson:

Pros…

· Used Harley Davidsons are cheaper.

Well, resale value of some Harley models can be as high as its original price. But, there are several models that can buy for less. There are several sites online where you can find cheap but high-quality Harley Davidson models.

· Rare Harleys are Used Harleys

Over a hundred years of motorcycle production has produced hundreds of models, some of them are hard to find while most of them are out of the production line. If you are looking for a particular model of a particular year, you can search for used Harley-Davidson for sale.

· Used Harley-Davidsons are well-maintained

Since owning a Harley-Davidson is like owning a luxury car, outmost care is being practiced by most of its owner. Thus, you rarely see an ill-maintained Harley-Davidson on the road. You also cannot see any ill-maintained Harley-Davidson on an auction site or selling site. This is another reason why some models have prices even if they are old.

· Used Harley-Davidson are customized

If you prefer a unique Harley-Davidson, then a used one can come in handy. There are several used Harley-Davidsons that maintain their original look but most owners prefer to modify some parts according to their personality.

Cons…

· Used Harley-Davidson are customized

This may be an advantage for some but it does not mean that it is not a disadvantage. Since, most owners would want to infuse a little of their personality to their Harley-Davidson, the next owner will inherit what has been changed on the motorcycle. Unless you want to buy used Harley-Davidson regardless of the modifications that have been made, you may have difficulty to give it some of your personal touch. And sometimes, you are paying for the accessories that you really don’t need.

· Some used Harley-Davidsons motorcycles are expensive

Cheap Harley-Davidson can be hard to find. Unlike used cars, some used Harley-Davidson motorcycles are expensive. In fact, rare models are more expensive than other newer models. But don’t be discouraged; there are several models that are less expensive than others.

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Source by Low Jeremy

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Odometer fraud is the criminal act of tampering with the odometer of a vehicle to falsely represent the true mileage of the vehicle. Used car salesmen, mechanics, and individual sellers may commit odometer fraud in an attempt to falsely increase the value of the car and defraud the buyer. Especially during tough economic times, sellers may resort to criminal measures to increase the probability of selling the car and profiting from it. Unfortunately for the offenders, however, discovery of odometer fraud often leads to a combination of serious charges and severe penalties if convicted.

Odometer Fraud, Title Fraud, and Grand Theft

Typically when a person goes through the trouble of turning back an odometer, he or she is not doing it simply for his or her own benefit. The ultimate goal is usually to make the car appear more attractive to prospective buyers and to effectively steal money by charging more for the used car than it is worth. If a person is charged with odometer fraud, he or she will likely also be charged with title fraud and grand theft, which include:

Title fraud: The total mileage of the car recorded on the title is altered so that the buyer or an investigator does not suspect that the odometer has been adjusted

Grand theft: If the amount defrauded from the buyer is calculated to be $300 or more, an offender will be charged with grand theft

Penalties

All three of these offenses are classified, at minimum, as a third-degree felony in the state of Florida. Not only will a convict be listed as a felon, but he or she will also face severe prison sentences and heavy fines, including the following for each third-degree felony conviction:

• Up to 5 years in prison
• Up to $5,000 in fines
• Restitution payments to fraud and theft victims

This means that even a single round of convictions for odometer fraud, title fraud, and grand theft could result in up to 15 years in prison, $15,000 in fines, and thousands of dollars worth of restitution payments to the victims. In addition, a conviction can devastate an offender’s personal and professional life and have lasting consequences for years. A single arrest and conviction can make it extremely difficult to apply for school, secure a loan, apply for or keep a job, find a place to live, and more.

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Source by Joseph Devine

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A driving license allows you to legally drive or operate a motor vehicle. The rules and stipulations for obtaining one differ for each State and there are multiple classifications of drivers licenses that restrict how they can be used.

To be a professional driver, a commercial drivers license along with endorsements that require additional training is needed. The training and test requirements for the Commercial Drivers License are regulated at the Federal Government level.

The driving license is recognized interstate wide, meaning a license obtained in one state allows you to drive a vehicle in any other state in the country.

There is also an international drivers license, which allows you drive in other regions, however, in order to obtain one, you must have a valid driving license from your home country.

Obtaining a drivers license is an uncomplicated process in most jurisdictions, however, to the issuers and holders, the driver license is perhaps the most important document that can be possessed.

In most states in order to obtain a driving license, you may be required to first have learners permit. The learners permit allows to driver to a limited time while practicing or undertaking drivers education. The minimum age required varies from 14 years in some states to as high as 17 years old in other states and there may also be graduated license laws that restrict certain driving privileges. There are certain documents, such as birth certificates and social security numbers that are required along with photo identification.

In some areas, the drivers license test is comprised of both a written and practical or a behind-the-wheel driving test. It is now possible to practice or actually take the test online as many states now publish a drivers manual which list all the necessary qualifications required.

To take the test, is a simple procedure as booking an appointment at the local Department of Motor Vehicle office. In many situations, a written as well as a vision test is required when applying for an original driving license or when upgrading to a different classification. The drivers license usually expires five years after issue and renewal notices are sent to addresses of record approximately two months before the expiry date.

The license can be suspended and driving privileges lost for a number of reasons which can include conviction for driving under the influence (DUI). It is against the law to drive or operate a motor vehicle with a Blood Alcohol Content (BAC) over 0.08% or 0.04% for commercial vehicles. In some states, you can be sentenced to serve up to 6 months in prison and monetary fines between $400 and $1000 plus 3 times the assessed fine in penalty fees for a first time conviction.

There has been considerable debate on whether revocation of driving privileges is constitutional or whether it is a successful deterrent to reduce the occurrences of DWI.

The drivers license is now considered the most important document that it must be in your possession at all times even when you are not driving. It is often used as the primary form of identification as there are other forms of personal information that is attached to it and from which they can be retrieved.

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Source by Ador Talukdar

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When you start a Realtor sign installation business, you have access to a wide variety of potential business sources from residential to commercial to vacant land. You will also need to establish the geographical area that you can cover reliably.

In considering how to start a Realtor sign installation business, the first consideration has to be arranging for the production of signage materials. To print custom logos and colors you will need to set up arrangements with a silk screen printing company. This is a specialized process where the pattern is created on fabric with a resist material, then ink is pressed through in multiple color passes. You are also going to want to arrange for storage of the completed signs in a covered dry area with separators to protect their surface when not in use.

The signs themselves are almost universally mounted on four by four standard construction grade Douglas Fir posts, apart from larger commercial real estate signs which occasionally may require four by six posts. The plywood for lettering should be plywood with exterior grade glue and a smooth PTS “plugged and touch sanded” surface on both sides. Half inch thickness should suffice for most applications.

You will need a good knowledge of the area to accurately locate the sign placements. A GPS device is useful here, and you will also want to be able to read County Assessor plat maps if you are going to place signs on vacant land. You will also need to check local sign ordinances in developed areas. Know the restrictions on sign placement in gated communities, within homeowner association controlled developments, and in all areas with covenants, conditions and restrictions (CCRs) such as planned unit developments or town homes.

You also need to have reliable transportation consisting of a full size pickup truck with wood separator fixtures fashioned to secure the standard yard signs during transport.

Once your production capacity and storage arrangements are in place but not yet activated, you need to secure your accounts. In addition to marketing to conventional real estate offices, you will also want to pursue the bank REO (real estate owned) departments that need to liquidate foreclosed holdings and the independent agencies that are selling foreclosed properties in bulk.

Establish your pricing and service by comparison with sign companies in areas adjacent to your service area. Much of your marketing will be establishing contacts in person with the real estate office managers in your area. Be presentable, be persistent, be cordial, and be businesslike. These people need to know they can trust you to promptly and reliably place and remove their signs.

Almost every business today can benefit from an online marketing presence. A digital camera can provide you with promotional photographs for your web site, and templates are available online to simplify the process of setting up your site. Be sure to include a call to action on every page to encourage your visitors to request an estimate by e-mail. Also obtain their name and telephone in your online form to follow up with them consistently. The forms can be found by searching online for reply forms.

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Source by Daniel Dreifus

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EBC and Hawk Performance are two of the biggest names in automotive brake parts. Specializing in high performance braking, these two companies are often the primary choices of automotive enthusiasts.

EBC makes brake pads, rotors and fluid for a variety of vehicles; cars, trucks, SUV’s, motorcycles, ATV’s, bicycles and carts. Based in the United Kingdom, EBC has been making brake equipment since 1978. EBC makes a variety of brake pads, from mild to wild.

• EBC Ultimax brake pads are a semi-metallic compound offering an improved coefficient of friction over your stock brake pads while maintaining a quiet, predictable brake feel.
• EBC Green Stuff brake pads are the entry level performance brake pad. Perfect for heavier rides or commuter vehicles that do double-duty autocross sessions. Good initial bite provides an excellent brake feel while keeping dust and noise to a minimum.
• EBC Red Stuff brake pads are a ceramic compound that offers a high coefficient of friction for excellent initial pad bite. A great pad for spirited drivers who enjoy late braking. Due to the ceramic compound, you can expect less dust from these brake pads than from the Green Stuff pads.
• EBC Yellow Stuff brake pads are not great for driving on the street, but perfect for heavy track use. The amount of friction this pad delivers is huge, upping your forward G’s by as much as .2 (that’s a lot!). You can expect lots of dust with this pad, so if you buy the Yellow Stuff, make sure to buy some wheel cleaner too.
• EBC Green Supreme brake pads were made for trucks and SUV’s that demand better stopping performance without an increase in noise or dust.

Hawk Performance is a division of Wellman Products Group, which also owns Power Slot. While Power Slot makes all the brake rotors, Hawk makes all the brake pads. Hawk is so good at making brakes that the Sports Car Club of America has chosen Hawk to be the official brake pad of the SCCA.

• Hawk HPS brake pads are the ideal street-performance replacement pad from Hawk. Great initial pad bite in a low-dust semi metallic compound makes the HPS a winner for weekend autocross warriors.
• Hawk Performance Ceramic brake pads offer higher levels of friction than your stock pads while retaining the stock wear, noise and dust characteristics. Ideal for spirited street drivers who prefer little to no maintenance over higher performance.
• Hawk HP Plus is the perfect autocross and track day pad. Engineered to withstand higher temperatures for longer periods of time, the HP Plus pads keep brake fade to a minimum and friction to the max.
• Hawk LTS brake pads are a performance pad for heavier vehicles. Perfect for trucks and SUV’s, these pads will give you great braking feel, low dust and superior fade resistance.

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Source by Matthew Rimcrest

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According to the insurance industry, owning a car is pretty risky business. From auto repairs, collision hazards to driving habits and more, there’s more than basic or general liability to talk about.

But the pros tell us that putting in just a little bit of thought into everyday things we do with our vehicle can make a whole lot of a difference in any losses or damages to the pocket and otherwise.

Take for instance, the good old auto insurance policy. Have you even read about the actual coverage? Whether you scoot around in a motorcycle or ATV, drive a standard model car or the luxury or classic type, or find yourself behind the wheel of a massive RV or commercial truck, going over your plan with a reliable agency will reveal any gaps that need to be closed and avoiding any heartache in regard to an accident.

Of course, treating your vehicle with a little bit of love and care will go a long way in preventing visits to the local mechanic and the statements that accompany them. To clarify, we’ve created an easy guide to follow.

6 Great Tips from the Trusted Insurance Guys

• Refrain from driving on a low gas tank. Not only will driving this way make your drive far less efficient, it will also lead to compromises on your car’s fuel pump. This in turn can actually create a situation where you will have to get a new replacement and a substantial pain to your wallet.

• Don’t jump the gun when changing shifts. If you drive a car with an automatic transmission and shift to drive as you are backing up, you place a great strain on that poor transmission. Instead, after reversing down your home driveway, place your foot on the brake and then shift into the drive mode.

• If you tend to tailgate, you are a threat on the road. Drive smart by putting the recommended distance between your vehicle and the one in front of you. You’ll reduce the risk of a crash by a large margin. Moreover, because people that tailgate brake at a higher rate than other drivers, avoiding the practice will save you from overusing your brakes and adding wear and tear to them.

• Go easy on your gas pedal. Don’t slam down on it as this will add to the general wear and tear and possibility of more car repair expense.

• If you are one of the many drivers that ignore the parking brake feature, it’s time to reevaluate the function. Relying only on putting your car on park adds unnecessary stress to that standard car part.

• Unload your car from any extra gear in the trunk. If you don’t need the baggage, you are unnecessarily bogging down your vehicle and putting your suspension, brakes and transmission at risk, not to mention the gas mileage.

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Source by M Wyzanski